This is a very brief summary of the cover provided by LCC Urban Cycling Insurance, highlighting what is covered and what is not covered.
You must read the
Summary of Cover to understand the cover, the exclusions, and the Terms and Conditions of the Certificate of Insurance.
1. What is Covered
Underwriters will pay either the cost of repairs or the replacement cost, in whole or in part, of the insured cycle, in the event of:
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Accidental damage to the cycle
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Theft of the cycle from your home
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Theft of the cycle away from your home
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Theft of the cycle from a vehicle.
Note: Cycles should always be insured for their full replacement value, including fixed accessories and a suitable 'Sold Secure' approved lock.
2. What is Not Covered
Underwriters will not pay:
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The amount of the Policy Excess applicable
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Claims where the security conditions have not been complied with
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For loss or damage when the cycle is used in competition, unless cover has been extended to include competition use
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For claims where other exclusions as defined in the Certificate of Insurance apply (please consult the Certificate of Insurance for full details of other exclusions to cover).
